One call compares the companies that file SR-22s in your state. A licensed agent finds the cheapest SR-22 insurance for your record.
The filing fee barely changes. Allstate puts that fee at $15 to $50, once. The premium is what you compare, and only same-day quotes from several companies show it. Call now and the agent lines them up side by side.
Companies compared
These insurers say on their own pages that they file SR-22s. Price depends on you, so the table lists what each says, not a price we made up.
Companies compared, from their own pages
ProgressiveE-files right after purchase in most states. Filing cost about $25.
The GeneralFiles SR-22s in many states, includes the fee in the quote, offers non-owner SR-22.
GEICOFiles electronically or by mail. One-time fee per filing, not shown in the quote.
State FarmFiling fee usually around $25. The insurer may file the SR-22 with the DMV.
DairylandGenerally no SR-22 filing fee. May e-file by the next day where the state allows.
USAAFiles for members with an active policy. Says insurers typically charge $15 to $25 once.
AllstateFiles electronically. Filing fee typically $15 to $50, once.
Smaller non-standard companies also file in most states. Our agent quotes several of them on the same call. In some states, any licensed agent can apply to the state plan for you when no company will write a policy.
The non-owner trick
If you do not own a car, you do not need to insure one. A non-owner policy covers you when you drive a borrowed car, and it can carry the SR-22. One state tells drivers with no vehicle to ask for a non-owner SR-22 policy by name.
It costs less because it covers less. There is no car of yours to repair, so no collision or theft coverage. You pay only for liability that follows you. See SR-22 without a car and non-owner car insurance for what it leaves out.
Discounts you can still get
A violation does not cancel every discount. Some states require insurers to show the exact dollar amount of each surcharge and discount. The agent asks for that list for you.
- Paying the full term up front.
- Automatic payments, which also stop a lapse.
- A defensive driving course where the state allows it.
- Bundling with renters or home insurance.
At least one state requires some discounts for drivers 65 years or older. The agent tells you which ones your state requires.
What to have ready for a quote
Every quote needs the same limits, or the prices are not comparable. Have these in hand when you call.
- Your driver license number.
- The court or DMV notice with the case number and the form it names.
- The VIN if you own a car, or "non-owner" if you do not.
- The date of the violation.
The agent matches your state's minimum limits on every quote and files the SR-22 electronically today. Your record moves the price most, so pick up the phone with your notice and get the filing done.