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SR-22 insurance in Connecticut

Connecticut dropped the automatic SR-22 after a DUI in 2004; the DMV commissioner now orders it case by case, with removal possible after 12 months.

File my Connecticut SR-22: 1-866-504-7795
Who orders it
DMV commissioner, based on your record
Removal request
After 12 months
Insurer filing fee cap
$10
Restoration fee
$175

Why a Connecticut DUI no longer brings an SR-22 by itself

Before 2004, state law listed offenses that forced an SR-22 filing. The legislature's research office summed up the 2004 change in its bill analysis. The bill dropped the set requirement after reckless driving, evading responsibility, racing, DUI and criminal responsibility for a fatal crash.

What stayed is the commissioner's general power. Under CGS 14-112(a), the DMV demands proof of financial responsibility when your record justifies it. The statute calls this proof a certificate. The legislature's analysis names it the SR-22 form.

Records that still lead to a 14-112 order

Subsection (j) of the same statute names specific triggers. They include stealing a vehicle worth over $10,000 and misusing plates or registrations under section 14-147. Repeat convictions within twelve months under listed traffic sections also count.

The order arrives by bulk certified mail. Skip the filing and the DMV suspends your license or registration until proof arrives. Nonresidents lose the privilege to drive in the state.

An open glovebox with folded insurance paperwork inside

What the insurer signs, and the 10-day cancellation rule

The certificate must show liability limits of $25,000 per person, $50,000 per accident and $25,000 for property damage. Section 14-112(b) bars cancelling the policy without ten days' written notice to the commissioner.

Two more rules from that subsection help you. An insurer with a valid policy on you cannot refuse to file. It also cannot charge more than ten dollars for the filing.

Instead of insurance, the law accepts a surety bond, a real estate bond, or money or collateral deposited with the State Treasurer. Our SR-22 bond guide covers how bonds work.

DUI suspensions run on interlock time and a $175 fee

Connecticut uses DUI, OUI and DWI to mean the same offense, per the DMV's DUI guide. A failed or refused test brings a 45-day suspension, usually starting 30 days after arrest.

The DMV requires an ignition interlock device before reinstating any alcohol-related suspension. Drivers 21 and older who test at .08 keep it six months for a first offense. Second offenses mean one year, and third offenses two years. A refusal means one, two or three years.

Restoration costs $175, payable online, by phone or by mail, on the DMV's suspension page. The fee page adds a $100 interlock administration fee.

Lapsed insurance is a $200 fine, not a filing

A plain coverage gap goes to the DMV's Insurance Compliance Unit. Its compliance page explains that your old insurer reports the lapse. You then receive a warning notice. Paying a $200 fine resolves it, and mailed documents take up to 10 days to process.

Switched companies with no real gap? Mail your new declaration page or permanent insurance card instead. Every registered vehicle needs the same 25/50/25 minimum listed on that page.

Connecticut drivers also ask

How long does a Connecticut SR-22 stay on my record?

Section 14-112(i) lets you apply for removal at the end of twelve months. The commissioner investigates and decides, so removal is not automatic.

Will my insurer refuse to send the certificate?

Not while it has a valid policy covering you. The statute forbids that refusal and caps the filing charge at ten dollars.

Do I need the filing if I sold my car?

The order covers your license as well as any registration. Section 14-112 also recognizes an operator's policy, which follows you rather than a car. See our non-owner policy guide.

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