A DUII raises the numbers your Oregon SR-22 must show
The everyday Oregon minimum is $25,000 per person and $50,000 per crash for bodily injury, plus $20,000 for property, per Oregon DMV. A DUII conviction changes the math. Under ORS 806.075, your certificate must show at least $50,000 for one person and $100,000 for two or more people. That same statute sets property damage at $10,000.
The statute also fixes the length. You keep those higher filings for three years from the date the first filing is required. Tell the insurer about the DUII up front, so the certificate lists the right amounts the first time.
Oregon DMV counts the day it receives the certificate
The DMV SR-22 page says a filing begins on the date DMV receives the certificate, if it arrives during regular business hours. To stop a suspension, the certificate has to reach DMV by 5:00 p.m. on the final business day before your suspension date.
No SR-22 on file means DMV must suspend your driving privileges. Restoring them costs an $85 reinstatement fee on the DMV fee schedule. A hardship permit application is a separate $75 and cannot be refunded.
Four ways drivers end up owing Oregon an SR-22
DMV lists these triggers:
- You crashed while driving uninsured.
- You owned a vehicle that was in an uninsured crash.
- A court found you guilty of DUII, of driving uninsured or of some other traffic crimes.
- You want a hardship permit.
After an uninsured crash, move fast. ORS 806.200 makes it a Class B traffic violation to skip the filing for 30 days after the accident. That offense also opens you to suspension.
Selling the car does not end anything. DMV still wants the SR-22 when you have no vehicle at all, which is where a non-owner policy fits.
When the requirement ends, and what a cancellation costs
DMV tells you to keep the filing until the requirement ends. ORS 806.245 says when. DMV terminates it once more than three years have passed from the date the filing was required. For a filing ordered under ORS 806.200 after an uninsured crash, one year is enough.
Letting the policy go has a direct penalty. When a policy behind your filing is canceled, ORS 806.300 says you must return your license and registration to DMV immediately. Not doing so is a Class C misdemeanor.
Moved away, or held up by unpaid court debt
Leaving the state does not leave the rule behind. The DMV page says the filing goes to Oregon DMV wherever you live now.
Some suspensions come from court debt, not insurance. The Department of Revenue runs a License Reinstatement Program for holds placed by an Oregon circuit court. It starts with a $200 down payment and a monthly plan. There is no grace period, and a late payment can remove you from the program. A DUII judgment that sets license sanctions does not qualify.