An SR-22 is filed with your state, not your town. So the agent you need is one licensed in your state, and the call works from anywhere in it.
SR-22 insurance by state
Each state sets its own filing period, reinstatement fee and form. Open yours for its rules and sources.
States that do not use the SR-22
- New Jersey has no SR-22 or other insurer-filed proof of financial responsibility: L.1979, c.169 repealed the proof-for-the-future sections (N.J.S.A. 39:6-40, 39:6-41, 39:6-43 to 39:6-47) because every owner must already carry insurance. The state's page.
- New York has no SR-22 or other insurer-filed proof of financial responsibility: Vehicle and Traffic Law section 346 ended that filing in 1957, and the DMV relies on New York-issued insurance reported to it instead. The state's page.
- Oklahoma has no SR-22 or other insurer-filed proof of financial responsibility: Laws 2009, c. 62 replaced the certificate-of-insurance option in 47 O.S. 7-320 (and repealed the certificate sections 7-321 and 7-322), so proof is now a security verification form (insurance card), a deposit of money or securities, or self-insurance. The state's page.
- West Virginia has no SR-22 or other insurer-filed proof of financial responsibility: the Legislature repealed the certificate sections of its proof-for-the-future law (W. Va. Code 17D-4-10, 17D-4-11 in 1990; 17D-4-15 to 17D-4-19 in 2006), and the DMV now takes current proof of West Virginia liability insurance instead. The state's page.
If one of these states is home but another state ordered the SR-22, the order comes from that other state. Pick it above.
Why a local office is not needed
One call quotes several companies and files electronically. One state says filings usually post in one to two working days. Your agent holds an Active license in your state.
What to bring
- Your driver license number.
- The court or DMV notice.
- Your car's VIN, or say you have no car.
- A way to pay the first month.